Underwriting Portfolio and Policy Strategist at Rosabon Financial Services Limited Full Time

Rosabon Financial Services Limited is currently looking for an underwriting portfolio and policy strategist for immediate employment. Interested persons are expected to apply. Kindly go through the full details of this position below:

Job Title: Underwriting Portfolio and Policy Strategist

Location: Yaba, Lagos
Employment Type: Full-time

Job Summary

• Underwriting Portfolio and Policies Strategist will carefully monitor the underwriting unit’s portfolio and constantly define necessary policies, optimizing same for effective performance, as well as translating and communicating high-level directions for ‘front line’ underwriters, i.e., underwriters assessing risks on individual accounts, to follow.
• This opportunity is also responsible for effectively guiding every single intermediary step and decision in the underwriting activities, resulting ultimately, to a perfectly executed underwriting strategy.

Duties & Responsibilities

• Develop strategies that can enable risk control.
• Collaborate with strategic business leaders in designing and implementing strategic credit analysis policies, as well as driving same to ensure optimal performance.
• Develop strategies to determine loan risk and customer behavioral trend.
• Partner with business units and other stakeholders to develop credit strategies to meet business goals
• Monitor the existing policies and develop new ones to ensure that the portfolio quality is within expectations while enabling business growth.
• Keep abreast of latest analytical tools and techniques and use them to develop strategies
• Act as gatekeepers to ensure adequately priced and fairly selected exposures are entering the company’s books.
• Monitor competition’s contracts and strategies and with it, ensure adequate benchmarks in line with the company’s risk appetite.
• Assist the sales department to understand how and why certain product features and customers help or hinder risk mitigation and may influence the books.
• Liaise with the product department to analyze all products and product features, and consequently, designan effective strategy around first level analyses before disbursement.
• Demonstrate a high degree of empathy for the business and customers, and bring creativity and structured thinking towards portfolios management and policy design/implementation.

Job Requirements

• B.Sc. in Finance, Accounting or any relevant field.
• Have 2+ years of experience managing credit for unsecured lending portfolios
• Highly analytical and love to analyze data to generate information
• Excellent communicator to present and explain your strategies to multiple internal stakeholders
• In-depth knowledge of IFRS principles and changes.

Application Closing Date
12th October, 2022.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.