Loan Officers at Fosad Consulting Limited (Abuja & Lagos) Full Time

Job Title: Loan Officer

Locations: Abuja (FCT) and Lagos
Employment Type: Full-time

Responsibilities

• Creating and Managing owned Loan portfolio
• Conducting direct promotion and/or other marketing activities on regular basis
• Screening prospect’s eligibility, opening loan applications and arranging appointments with clients
• Conducting loan analyses by visiting the business and household of clients, visiting the business/employer of guarantors and preparing a complete loan assessment according to the established credit procedures
• Presenting loan proposals to the credit committee and informing the client about the decision of the credit committee
• Arranging the disbursement in collaboration with Back Office and client
• Ensuring punctual repayments by monitoring loans with the loan management software and core application, contacting and visiting all parties based on needs basis to identify potential problems and proffer feasible solutions
• Ensuring high quality standards of the credit portfolio and adequately managing potential PAR
• Actively participating in committees and group discussions, looking for ways to help solve group problems, proactively seeking for improvement and willing to align his/her personal goals with company’s goals.

Qualifications and Requirements

• Minimum of a B.Sc / HND qualification
• Minimum of 3 years’ experience working with a top tier finance house, Microfinance bank or Commercial bank with demonstrable evidence of consistently exceeding performance targets.
• Candidate must have experience working with a Finance house
• Excellent communication and interpersonal skills
• Self-motivated and industrious individuals who like to work outdoor
• Ability to disburse small and medium sized loans to businesses, salary earners and individuals
• Basic computer skills, mobile Application and analytical skills
• Good team spirit, Detailed and target oriented.

Remuneration
N150,000 – N500,000 Monthly.

Application Closing Date
30th May, 2022.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.