Credit Officer at a Microfinance Bank – Bloomsford Associates Consultant Full Time

We urgently require the services of a qualified personnel to fill the vacant position below:

Job Title: Credit Officer

Locations: Uyo and Eket, Akwa Ibom
Employment Type: Full-time

Job Details

• Our client a microfinancebank is looking for a qualified candidate to fill in the role of credit officer in their new branch.

The candidates are expected to perform the following job description:

• Performs first level review and evaluation on all retail requests to ensure all recommendations are made in line with the Bank’s risk acceptance criteria for specific retail loan product
• Confirms that all retail credit requests presented by the business offices through the bank’s workflow platforms have all required data completed and supporting documents are attached for scrutiny for an informed lending decision making.
• Recommends deserving credit requests for further approval or declines same where the requests fail to meet the bank’s RAC
• Conducts internal credit checks is done within the bank for any retail credit presented, while further providing due interpretation for the credit check reports to ascertain credit worthiness of the customer.
• Conduct detailed collateral analysis, paying due attention to collateral acceptability, the legality of title (for mortgage loans), collateral coverage (LTV adequacy), and the ease of realization in the default scenario

Qualification

• OND/HND/B.SC
• 2 years work experience.

Application Closing Date
20th July, 2021.

How to Apply
Interested and qualified candidates should send their Resumes to: [email protected] using “Credit Officer ” as the subject of the mail.