Business Development Executive / Loan Executive at BeaconGate Limited Full Time

Job Title: Business Development Executive / Loan Executive

Location: Lagos Mainland, Lagos
Employment Type: Full-time

Job Responsibilities

• Signing on new clients and helping them through the onboarding process.
• Managing client bank accounts, including opening, and closing accounts, and overseeing transactions.
• Build and maintain a portfolio of quality clients rapidly and consistently to reach target portfolio within the assigned period.
• Liaise with community organizations, business associations, and individual entrepreneurs.
• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment.
• Managing Marketing Campaigns.
• Evaluating credit worthiness by processing loan applications and documentation within specified limits
• Interviewing applicants to determine financial eligibility and feasibility of granting loans
• Determining all applicable ratios and metrics and set up debt payment plans
• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Qualifications

• Candidates should possess a Bachelor’s Degree wih 5-7 years work experience.

Salary
N150,000 / Month.

Application Closing Date
23rd May, 2022.

How to Apply
Interested and qualified candidates should send their Applications to: [email protected] using the Job Title as the subject of the email.