Apply as Risk Officer at a Fast-growing Microfinance Bank Full Time

A fast-growing Microfinance Bank is currently recruiting suitably qualified candidates to fill the position below:

Job Title: Risk Officer

Location: Allen / Ikeja, Lagos
Employment Type: Full-time

Job Objective

• To ensure that all staff, particularly operations staff diligently comply with the operational risk guidelines, policies and procedures to mitigate the bank’s risk exposure.
• This is largely achieved as they coordinate the activities of the regional monitoring teams

Job Description

• Evaluate customers’ loan applications in line with the bank’s credit policy.
• Identify critical risks in credit request and provide advise on how requests can be restructured in line with the bank’s risk appetite.
• Has relevant experience in analyzing consumer and SME loans.
• Organization of credit committee.
• Portfolio management & reporting.
• Create innovative credit evaluation processes and systems.
• Evaluate clients for creditworthiness based our internal risk models & their application information.
• Weed out fraudulent applications, and unreliable applicants.
• Check Facility Letters and Loan Agreements and scrutinize the signed documents to ensure the correctness of the contracts.
• Continuously ensure alignment/compliance to the credit risk management framework.
• Continuously analyze and recommend improvement on credit risk management framework, processes and systems.

Qualifications

• A first degree in Economics, Finance or any other discipline
• Minimum of 4years microfinance bank experience
• Good knowledge of accounting and relevant lending ratios.
• Analytical skills
• Good communications
• Good reporting skills

Application Closing Date
26th February, 2021.

How to Apply
Interested and qualified candidates should send their Cover Letter and Resume to: [email protected] with the subject stated as “Risk Officer”.