Risk Control Manager (Merchant Loan) at Palmpay Limited Full Time

Job Title: Risk Control Manager (Merchant Loan)

Location: Ikeja, Lagos
Job type: Full-time

Responsibilities

• Develop and implement comprehensive risk management strategies and processes for merchant loans to ensure the effective control of risks throughout the loan issuance process.
• Create and maintain risk assessment models for merchant loans, including in-depth credit evaluations and assessments of repayment capacity for merchants.
• Establish and oversee standards for reviewing merchant loan applications, guiding the risk assessment and decision-making during the approval process.
• Continuously monitor and analyze the asset quality of merchant loans, proactively identifying and addressing loan delinquencies and defaults.
• Design and implement a robust risk monitoring system for merchant loans, generating regular risk reports and effectively communicating the risk status to management.
• Collaborate cross-functionally with multinational teams to ensure compliance with relevant regulations and internal risk management guidelines.
• Periodically evaluate the effectiveness of risk management strategies for merchant loans, making necessary adjustments and optimizations in response to market changes and regulatory requirements.

Requirements

• Bachelor’s Degree or higher in Finance, Risk Management, Statistics, or a related field (preferred).
• Over 5 years of professional experience in risk management and loan review, with a strong understanding of merchant loan products and industry dynamics.
• Familiarity with relevant financial market regulations and a strong sense of risk awareness and compliance.
• Proficiency in data analysis and processing, including the use of risk assessment tools and models.
• Exceptional communication and teamwork skills, enabling effective collaboration with individuals from various departments and at all organizational levels.
• Strong problem-solving abilities and adaptability, capable of effectively handling emergencies and risk events even under pressure.

Application Closing Date
Not Specified.