Loan Officer – SME at Alert Microfinance Bank Full Time

Alert Microfinance bank is a leading financial service provider with the core mandate of providing affordable, flexible financial and non-financial services to micro-entrepreneurs in Nigeria.

We are looking for highly competent, experienced, motivated, and results-oriented individuals to fill the vacancy below:

Job Title: Loan Officer – SME

Location: Lagos Island, Lagos
Employment Type: Full-time

Job Description

• Market loan products and process loan applications for a small-to-medium enterprise.
• Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
• Determine all applicable ratios and metrics and set up loan payment plans
• Complete loan contracts and counsel clients on policies and restrictions
• Opening loan applications Conducting loan analysis by visiting the business and household of clients
• Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
• Presenting loan proposals to the credit units and informing the client about the decision of the credit units
• Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
• Ensuring high-quality standards of the bank’s credit portfolio
• Ability to meet and exceed targets while actively working to increasing business portfolio and client base.

Key Requirements

• Minimum of a B.Sc. or its equivalent in Marketing or related field.
• Minimum of 2 – 3 years cognate experience from a reputable Microfinance Bank.
• Sound Risk Management experience
• Good knowledge of Lagos Island and Mainland markets
• Ability to disburse SME and Microloans in large volumes without default
• Experienced in repayment tracking and loan collection without a day default

Skills:

• Detailed and target-oriented
• Excellent team spirit and communications skills
• Excellent Human Relations and Inter-personal skills
• Goal-oriented.

Application Closing Date
6th July, 2021.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the “Loan Officer – SME” as the subject of the email.

Note: Only qualified candidates will be shortlisted.