SME Portfolio Manager at Renmoney Full Time NEW

Job Title: SME Portfolio Manager

Location: Lagos
Employment Type: Full-time

Description

• The SME Portfolio Manager at Renmoney will play a crucial role in managing and optimizing the portfolio of Small and Medium Enterprises (SMEs).
• This position involves analyzing the performance of SME loans and ensuring effective risk management while driving growth and profitability.

Responsibilities

• Manage the end-to-end lifecycle of SME loans, from origination to portfolio monitoring and reporting.
• Analyze portfolio performance metrics such as loan default rates, repayment rates, and profitability.
• Conduct thorough risk assessments and implement strategies to minimize credit risk within the SME portfolio.
• Collaborate with the credit team to ensure all loans issued meet the company’s risk appetite and regulatory requirements.
• Develop and execute strategies to drive growth in the SME segment, focusing on client retention and acquisition.
• Prepare and present regular reports on portfolio performance and risk exposure to senior management.
• Identify market opportunities and recommend new products or enhancements tailored to SMEs.
• Stay updated on industry trends and changes in the regulatory environment that could impact the SME sector.
• Foster strong relationships with SME clients to understand their needs and enhance customer satisfaction.

Requirements

• Bachelor’s degree in Finance, Business Administration, or a related field. A master’s degree or relevant certification is a plus.
• Minimum of 4-6 years of experience in portfolio management, credit analysis, or related fields, specifically focusing on SMEs.
• Strong understanding of credit risk assessment and portfolio management practices.
• Proven track record in achieving growth targets and managing financial portfolios effectively.
• Excellent analytical skills and aptitude for data-driven decision-making.
• Strong communication and interpersonal skills to build relationships with clients and stakeholders.
• Proficient in using financial software and tools, including Excel and credit risk management systems.

Benefits

• You’ll receive competitive compensation and work with amazing people.
• You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Application Closing Date
Not Specified.