Credit Officer (Lagos) at a Leading Financial Institution – Alan & Grant Full Time

Job Title: Credit Officer

Location: Lagos

Job Summary

• Our client is seeking an experienced Credit Officer who will be responsible for assessing, evaluating, and managing credit risk for MSME and retail clients.
• The role involves loan applications, ensuring compliance with CBN policies and implementing effective credit risk management strategies.

Key Responsibilities

• Assess  and analyze creditworthiness of the MSME and retail clients.
• Conduct financial evaluations, risk assessments, and loan structuring.
• Ensure compliance with CBN policies on credit and loan administration.
• Monitor loan portfolios to minimize default risk.
• Develop and implement micro learning and retail banking strategies.
• Collaborate with internal teams to optimize loan processes and recovery strategies.
• Prepare and present credit reports and recommendations to management.

Requirements

• Bachelor’s Degree in Accounting, Finance, Economics or Business Administration from a reputable institution.
• 3-5 years post NYSC experience in credit risk management within the financial industry.
• Strong knowledge of CBN policies on credit and loan administration.
• Expertise in micro – lending, MSME financing and retail banking.
• Professional qualification such as ACA, ACCA(added advantage).
• Strong analytical , communication and decision making skills.

Application Closing Date
Not Specified.