Credit Portfolio Analyst at Renmoney Full Time

Job Title: Credit Portfolio Analyst

Locations: Ikoyi, Lagos
Employment Type: Full-time

Responsibilities

•  Analyze portfolio trends to identify at a granular level and be able to communicate areas of risk and opportunity.
• Take ownership of daily, weekly and monthly credit risk reporting vital to the monitoring of the loan portfolio in a timely, accurate manner.
• Use analytical techniques to provide insight into key portfolios and segment trends.
• Take ownership of the Portfolio plan and monitor/maintain key risk indices.
• Present findings to risk managers to assist with improving the credit risk strategy to ensure the business operates within its agreed Risk Appetite and our customers are treated fairly.
• Perform data reconciliation and validation routines.
• In liaison with Products team, track the Unit Economics parameters and make recommendations accordingly.
• Work with the data science team to review emerging trends and recommend areas for investigation.
• Review and maintain data forecasting models to operate within desired expectations.

Requirements

•  University degree or equivalent standard with a high numeric content: statistics, economics, physics, mathematics, finance, etc.
• Excellent working knowledge of Microsoft Office Products (Excel, PowerBI, Powerpoint, Word etc.).
• Advanced SQL skills to extract data from databases.
• Good communication and presentation skills with the ability to express technical ideas to a non-technical audience.
• A Self-starter with analytical mindset and ambition for a successful career in Credit risk.

Desirable:

• Minimum 3+ years practical experience in a credit risk/monitoring or similar analytical role
• Detailed knowledge and understanding of retail banking products.
• Previous experience in an analytical role within commercial banking or financial services
• Producing reports for use by senior management and the board of the company.

Benefits

• You’ll receive competitive compensation and work with amazing people.
• You’ll work in a beautiful environment with a flat structure and solve complex, real-world challenges.

Application Closing Date
Not Specified.